Violent Crimes Increase in US for Second Straight Year, FBI Says

Violent crime rose in America for the second consecutive year, according to data released by the FBI. The FBI statistics for 2016 show an increase of violent crimes in the U.S. by 4.1 percent over the previous year.

A violent crime occurred every 25.3 seconds. Aggravated assaults accounted for 64.3 percent of violent crimes, robbery offenses for 26.6 percent, rape for 7.7 percent and murder accounted for 1.4 percent. The murder rate was 5.3 per 100,000 people in 2016, which was a 7.9 percent increase over the previous year.

Despite the increase, the 2016 violent crime rate was down from several years ago. In 2016 there were less than 1.3 million violent crime offenses as compared to 2007 when there were over 1.4 million violent crimes reported.

How Having Kids Impacts Your Retirement Goals

You already know that having kids costs a lot of money, but if you don’t plan accordingly, having them could ruin your retirement goals. According to a report from the Center for Retirement Research at Boston College, each child in households in their 30s reduces their income by 4 percent and each child leads to around 3-4 percent less wealth. The research shows that by the time households are in their 50s, each child increases the households’ national retirement risk index by 2 percentage points.

But, having children has a smaller impact on a household’s retirement risk than other factors, for example having an employer retirement plan, particularly a defined benefit pension plan reduces the likelihood of being at risk by around 40 percentage points.

The study says having children does not mean parents will be less prepared for retirement than those without kids. Researchers suggest households cover the costs of raising a kid by spending less on themselves to maintain retirement goals.

One E-Cigarette May Lead to Adrenaline Changes in Heart, Study Finds

For many smokers and non-smokers electronic cigarettes are perceived as being a less harmful or healthier option to regular cigarette smoking, but new research finds just one e-cigarette with nicotine can increase adrenaline levels.

Researchers studied 33 healthy adults who were not current e-cig or regular cigarette smokers. On different days, participants would vape with nicotine, without nicotine or a sham device, then their cardiac adrenaline activity was measured.

The senior author of the study said whether a person has heart disease or not, a pattern of high adrenaline levels in the heart increases risk of death and they hope the study discourages nonsmokers from vaping.

RMDs Hike IRA Withdrawal Rates, EBRI Finds

When Americans reach 70 ½ years of age they must begin to take a required minimum distribution, or RMD, from their traditional IRAs. A new report from the Employee Benefit Research Institute found RMDs are the main reason withdrawals are made at all.

According to EBRI’s seventh annual IRA Database, among IRA owners under 60 years of age, the highest percentage taking money out of an account for any age group was only 11.7 percent. The majority of withdrawal activity was among retirees, mostly at ages where withdrawals are required. In addition, just more than one-quarter of owners ages 71 or older withdrew an amount from their traditional IRAs in excess of their RMD.

EBRI found there were more withdrawals from traditional IRAs than from Roth IRAs, regardless of age.

Marine Corps to Graduate First Female Infantry Officer

The U.S. Marine Corps is expected to graduate its first ever female infantry officer. The Washington Post reports the woman is a lieutenant and completed a three-week combat exercise. The exercise was the final graded requirement in a 13-week course. According to the Washington Post about 25 percent of students don’t finish the course and the woman was the first to complete it of the three dozen women who tried.